Last updated: October 5th, 2025
These General Terms of Use (these "Terms") is an agreement between you and Qart Incorporated Limited (hereinafter referred to as 'Qart', 'we' 'us' or 'our') which sets out the terms and conditions governing your access to and use of our websites, mobile applications and other services (hereinafter referred to as the "Services"). By accessing or using the Services you accept and agree to be bound by these Terms.
1.1 Qart provides commerce infrastructure and related services that enable merchants and businesses to create and manage online stores, accept payments, manage inventory and orders, arrange fulfillment and delivery, and communicate with customers across digital and physical channels.
1.2 The Services may be updated, extended, or changed from time to time. Additional features and services will be subject to the Merchant Terms of Service and other applicable terms posted on our Website.
2.1 We provide technology, platform and facilitation services only. Qart is not a party to, and does not assume liability for, contracts for the sale or purchase of goods between merchants and buyers unless expressly agreed in writing. Any transaction executed using the Services is between the merchant and the buyer.
2.2 Qart is an independent contractor and not an agent, partner, joint venturer or employee of any user of the Services.
3.1 You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services. By using the Services you represent and warrant that you meet the eligibility requirements and that any information you provide is accurate and complete.
4.1 To access certain features, you must register for an account and provide accurate, current and complete information. You agree to keep your account details up-to-date and to protect your credentials.
4.2 You are responsible for activity that occurs under your account. Notify Qart immediately of any unauthorized use of your account or any other security breach.
5.1 "User Content" means any content you submit, publish or display through the Services, including product listings, images, descriptions, reviews and feedback.
5.2 By posting User Content you grant Qart a non-exclusive, worldwide, royalty-free, transferable, sublicensable license to use, reproduce, adapt, publish and display such User Content in connection with providing and promoting the Services.
5.3 You warrant that you own or control all rights to your User Content and that it does not infringe any third-party rights, is not illegal, and complies with our Acceptable Use Policy.
6.1. Acceptable Use. You must use the Services in strict compliance with all applicable laws and Qart's Acceptable Use Policy. You agree not to, and shall not permit any third party to, engage in the following prohibited activities:
Technical Integrity: Introducing malware, viruses, or other harmful code; attempting to bypass security or authentication controls; probing or testing the vulnerability of our systems; or engaging in any activity that overloads, disrupts, or interferes with the performance of the Services (including "denial of service" attacks).
Data & Extraction: Scraping, harvesting, or crawling any data or content from the platform through automated or manual means, except as expressly authorized by Qart in writing.
Intellectual Property: Modifying, copying, distributing, or creating derivative works of the Services; reverse engineering, decompiling, or attempting to extract the source code of any part of the platform.
Conduct & Fraud: Using the Services for any unlawful, fraudulent, or deceptive purposes; impersonating any person or entity; or misrepresenting your affiliation with Qart.
Restricted Content: Posting, selling, or facilitating the sale of goods or services that are illegal, infringe on third-party intellectual property, or violate our standards of public order and basic morality.
Interference: Interfering with any other user's access to or enjoyment of the Services, or using the platform to send unsolicited communications (spam).
7.1 You agree to pay any fees applicable to paid features or services as described on our Website or in the Merchant Terms of Service. All fees are exclusive of taxes.
7.2 You are responsible for determining and remitting any taxes arising from your use of the Services, including sales, VAT/GST, withholding taxes and other statutory charges.
8.1. The Services may integrate with or contain links to third-party services, including but not limited to payment processors, digital wallet providers, logistics and delivery partners, and identity verification services ("Third-Party Services").
8.2. You acknowledge and agree that:
8.3. By enabling Third-Party Services, you expressly authorize Qart to share necessary Account and transaction data with those providers to the extent required to facilitate the requested integration.
8.4. Qart reserves the right to suspend or terminate any third-party integration at any time, with or without notice, particularly if the provider poses a security risk or fails to meet our technical standards.
9.1. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. QART EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
9.2. QART DOES NOT WARRANT OR REPRESENT THAT:
9.3. While we implement industry-standard security measures, Qart does not warrant that the Services are free of viruses or other harmful components. You acknowledge that you are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input/output.
9.4. Qart makes no warranties regarding the quality, safety, or legality of items advertised, the truth or accuracy of merchant listings, or the ability of logistics partners to complete deliveries. Your interactions with other users or third-party providers are at your own risk.
9.5. The liability of Qart shall be limited to the greatest extent permitted by the laws of the Federal Republic of Nigeria.
10.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, QART AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR LOSS OF BUSINESS OPPORTUNITY ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICES.
10.2 QART'S AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS SHALL BE LIMITED TO THE TOTAL AMOUNTS PAID BY YOU TO QART IN THE SIX (6) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR IF NO FEES WERE PAID, TO ₦100,000.
11.1. You agree to indemnify, defend, and hold harmless Qart and its parent company, subsidiaries, affiliates, and their respective officers, directors, employees, agents, and partners (the "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, taxes, and expenses (including, without limitation, reasonable attorneys' fees and court costs) arising out of or in any way connected with:
12.1 Qart may suspend or terminate access to the Services for violations of these Terms, suspected fraud, non-payment of fees, or for any other reason in our sole discretion.
12.2 Termination does not relieve you of obligations incurred before termination. Provisions that by their nature should survive termination (including indemnities, intellectual property licenses and limitation of liability) shall survive.
13.1 Qart processes personal data in accordance with its Privacy Policy. You are responsible for complying with applicable data protection laws in respect of any personal data you process through the Services.
14.1 These Terms are governed by the laws of the Federal Republic of Nigeria and the courts of Lagos State shall have exclusive jurisdiction, unless otherwise specified.
14.2 Parties shall attempt to resolve disputes amicably. If unresolved within 30 days, disputes may be referred to the courts or to arbitration if agreed in writing.
15.1 Qart may update these Terms from time to time. We will provide notice of material changes as required by law and post updated Terms on the Website. Continued use of the Services after changes constitutes acceptance of the updated Terms.
16.1 Severability. If any provision is held invalid, the remainder shall continue in full force.
16.2 Assignment. You may not assign these Terms without Qart's prior written consent. Qart may assign or transfer its rights and obligations.
16.3 Entire Agreement. These Terms, together with the documents incorporated by reference, constitute the entire agreement governing your use of the Services.
If you have questions about these Terms, contact Qart at: [INSERT LEGAL/CONTACT EMAIL AND ADDRESS].
Last updated: October 5th, 2025
These General Terms of Use (these "Terms") is an agreement between you and Qart Incorporated Limited (hereinafter referred to as 'Qart', 'we' 'us' or 'our') which sets out the terms and conditions governing your access to and use of our websites, mobile applications and other services (hereinafter referred to as the "Services"). By accessing or using the Services you accept and agree to be bound by these Terms.
1.1 Qart provides commerce infrastructure and related services that enable merchants and businesses to create and manage online stores, accept payments, manage inventory and orders, arrange fulfillment and delivery, and communicate with customers across digital and physical channels.
1.2 The Services may be updated, extended, or changed from time to time. Additional features and services will be subject to the Merchant Terms of Service and other applicable terms posted on our Website.
2.1 We provide technology, platform and facilitation services only. Qart is not a party to, and does not assume liability for, contracts for the sale or purchase of goods between merchants and buyers unless expressly agreed in writing. Any transaction executed using the Services is between the merchant and the buyer.
2.2 Qart is an independent contractor and not an agent, partner, joint venturer or employee of any user of the Services.
3.1 You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services. By using the Services you represent and warrant that you meet the eligibility requirements and that any information you provide is accurate and complete.
4.1 To access certain features, you must register for an account and provide accurate, current and complete information. You agree to keep your account details up-to-date and to protect your credentials.
4.2 You are responsible for activity that occurs under your account. Notify Qart immediately of any unauthorized use of your account or any other security breach.
5.1 "User Content" means any content you submit, publish or display through the Services, including product listings, images, descriptions, reviews and feedback.
5.2 By posting User Content you grant Qart a non-exclusive, worldwide, royalty-free, transferable, sublicensable license to use, reproduce, adapt, publish and display such User Content in connection with providing and promoting the Services.
5.3 You warrant that you own or control all rights to your User Content and that it does not infringe any third-party rights, is not illegal, and complies with our Acceptable Use Policy.
6.1. Acceptable Use. You must use the Services in strict compliance with all applicable laws and Qart's Acceptable Use Policy. You agree not to, and shall not permit any third party to, engage in the following prohibited activities:
Technical Integrity: Introducing malware, viruses, or other harmful code; attempting to bypass security or authentication controls; probing or testing the vulnerability of our systems; or engaging in any activity that overloads, disrupts, or interferes with the performance of the Services (including "denial of service" attacks).
Data & Extraction: Scraping, harvesting, or crawling any data or content from the platform through automated or manual means, except as expressly authorized by Qart in writing.
Intellectual Property: Modifying, copying, distributing, or creating derivative works of the Services; reverse engineering, decompiling, or attempting to extract the source code of any part of the platform.
Conduct & Fraud: Using the Services for any unlawful, fraudulent, or deceptive purposes; impersonating any person or entity; or misrepresenting your affiliation with Qart.
Restricted Content: Posting, selling, or facilitating the sale of goods or services that are illegal, infringe on third-party intellectual property, or violate our standards of public order and basic morality.
Interference: Interfering with any other user's access to or enjoyment of the Services, or using the platform to send unsolicited communications (spam).
7.1 You agree to pay any fees applicable to paid features or services as described on our Website or in the Merchant Terms of Service. All fees are exclusive of taxes.
7.2 You are responsible for determining and remitting any taxes arising from your use of the Services, including sales, VAT/GST, withholding taxes and other statutory charges.
8.1. The Services may integrate with or contain links to third-party services, including but not limited to payment processors, digital wallet providers, logistics and delivery partners, and identity verification services ("Third-Party Services").
8.2. You acknowledge and agree that:
8.3. By enabling Third-Party Services, you expressly authorize Qart to share necessary Account and transaction data with those providers to the extent required to facilitate the requested integration.
8.4. Qart reserves the right to suspend or terminate any third-party integration at any time, with or without notice, particularly if the provider poses a security risk or fails to meet our technical standards.
9.1. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. QART EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
9.2. QART DOES NOT WARRANT OR REPRESENT THAT:
9.3. While we implement industry-standard security measures, Qart does not warrant that the Services are free of viruses or other harmful components. You acknowledge that you are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input/output.
9.4. Qart makes no warranties regarding the quality, safety, or legality of items advertised, the truth or accuracy of merchant listings, or the ability of logistics partners to complete deliveries. Your interactions with other users or third-party providers are at your own risk.
9.5. The liability of Qart shall be limited to the greatest extent permitted by the laws of the Federal Republic of Nigeria.
10.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, QART AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR LOSS OF BUSINESS OPPORTUNITY ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICES.
10.2 QART'S AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS SHALL BE LIMITED TO THE TOTAL AMOUNTS PAID BY YOU TO QART IN THE SIX (6) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR IF NO FEES WERE PAID, TO ₦100,000.
11.1. You agree to indemnify, defend, and hold harmless Qart and its parent company, subsidiaries, affiliates, and their respective officers, directors, employees, agents, and partners (the "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, taxes, and expenses (including, without limitation, reasonable attorneys' fees and court costs) arising out of or in any way connected with:
12.1 Qart may suspend or terminate access to the Services for violations of these Terms, suspected fraud, non-payment of fees, or for any other reason in our sole discretion.
12.2 Termination does not relieve you of obligations incurred before termination. Provisions that by their nature should survive termination (including indemnities, intellectual property licenses and limitation of liability) shall survive.
13.1 Qart processes personal data in accordance with its Privacy Policy. You are responsible for complying with applicable data protection laws in respect of any personal data you process through the Services.
14.1 These Terms are governed by the laws of the Federal Republic of Nigeria and the courts of Lagos State shall have exclusive jurisdiction, unless otherwise specified.
14.2 Parties shall attempt to resolve disputes amicably. If unresolved within 30 days, disputes may be referred to the courts or to arbitration if agreed in writing.
15.1 Qart may update these Terms from time to time. We will provide notice of material changes as required by law and post updated Terms on the Website. Continued use of the Services after changes constitutes acceptance of the updated Terms.
16.1 Severability. If any provision is held invalid, the remainder shall continue in full force.
16.2 Assignment. You may not assign these Terms without Qart's prior written consent. Qart may assign or transfer its rights and obligations.
16.3 Entire Agreement. These Terms, together with the documents incorporated by reference, constitute the entire agreement governing your use of the Services.
If you have questions about these Terms, contact Qart at: [INSERT LEGAL/CONTACT EMAIL AND ADDRESS].
